Privacy Policy

Effective date: 2026-03-21

This Privacy Policy explains how AkSoftX ("we", "us", "our") collects, uses, and protects information when you use the MoneyNest app ("App", "Service").

1. Information We Collect

Depending on your usage, we may collect:

Account and purchase data: subscription status from Apple/Google billing systems.
User-provided content: transaction notes, categories, and AI prompts.
Technical data: app diagnostics, error logs, device/platform metadata.
Advertising data (free plan): ad impressions/click events via ad SDK partners.

2. How We Use Information

Provide core app features (transaction tracking, statistics, AI analysis).
Manage subscriptions and access to premium features.
Improve app quality, reliability, and user experience.
Detect abuse, fraud, and enforce our Terms.

3. Legal Basis (where applicable)

We process data based on contract performance (providing services), legitimate interests (security, improvement), legal obligations, and consent where required.

4. Data Sharing

We may share limited data with trusted service providers, including:

Cloud/backend providers for app functionality.
AI service providers for processing prompts/responses.
Billing platforms (Apple App Store / Google Play) for subscriptions.
Ad partners (for free-plan ads only).

We do not sell your personal data.

5. Data Retention

We retain data only as long as needed to provide the Service and comply with legal obligations. You may request deletion of your personal data (subject to legal requirements).

6. International Transfers

Your data may be processed in countries outside your residence. We apply safeguards appropriate to applicable privacy laws.

7. Security

We use reasonable technical and organizational measures to protect your data. No method of transmission or storage is 100% secure.

8. Your Rights

Depending on your region, you may have rights to access, correct, delete, or restrict processing of your data.

To exercise your rights, contact: tinhvudev@gmail.com

9. Children's Privacy

The App is not directed to children under the age defined by local law. We do not knowingly collect personal data from children without required consent.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version with a new effective date.

11. Contact

If you have questions about this Privacy Policy, contact us at: tinhvudev@gmail.com